A Refreshing Take on Student Loan Refinancing

Terms and Conditions apply. Splash reserves the right to modify or discontinue products and benefits at any time without notice. Rates and terms are also subject to change at any time without notice. Offers are subject to credit approval. To qualify, a borrower must be a U.S. citizen or permanent resident in an eligible state and meet applicable underwriting requirements. Not all borrowers receive the lowest rate. Lowest rates are reserved for the highest qualified borrowers. If approved, your actual rate will be within a range of rates and will depend on a variety of factors, including term of loan, a responsible financial history, income and other factors. Refinancing or consolidating private and federal student loans may not be the right decision for everyone. Federal loans carry special benefits not available for loans made through Splash Financial, for example, public service loan forgiveness and economic hardship programs, fee waivers and rebates on the principal, which may not be accessible to you after you refinance.

The information you provide us is an inquiry to determine whether we can arrange a loan that fits your needs. If we or any of our lending partners has an available loan product for you, you will be invited to submit a loan application to the lender for its review. We do not guarantee approval of your application by us or any other lender. Applications for loans via Splash Financial are submitted on websites maintained by our lending partners, and are subject to the terms and conditions and privacy policies applicable to those websites.

^✝To check the rates and terms you qualify for, Splash Financial either requests a self-reported credit score or may conduct a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, the lender we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.

To view information about Splash Financial's Student Loan refinance lender, click here.

To view information about Splash Financial's Residency and Fellowship Loan refinance lender, click here.

^1a Monthly savings of $350 and two month's savings of $700 are hypothetical calculations and are not representative of your situation. Your actual savings may vary based on interest rates, balances, remaining repayment term and other factors. The calculation assumes an original loan amount of $101,151 with a 10-year term and a rate of 6.43%, refinanced to a longer, 15-year term with a fixed rate of 4.91% APR, Splash Financial’s lowest available 15-year fixed rate as of 10/08/2018. The calculation also assumes no pre-payment amounts and on-time payments for the duration of the refinanced term. Not all applicants will qualify for the lowest rate as they are reserved for the most creditworthy applicants.

^1b Lifetime savings of $29,340 is a hypothetical calculation and is not representative of your situation. Your actual savings may vary based on interest rates, balances, remaining repayment term and other factors. The calculation assumes an original loan amount of $101,151 with a 10-year term and a rate of 6.919%, refinanced to a shorter, 5-year term with a fixed rate of 3.75% APR, Splash Financial’s lowest available 5-year fixed rate as of 10/08/2018. The calculation also assumes no pre-payment amounts and on-time payments for the duration of the refinanced term. Not all applicants will qualify for the lowest rate as they are reserved for the most creditworthy applicants.

^1c Monthly savings of $225 is a hypothetical calculation and is not representative of your situation. Your actual savings may vary based on interest rates, balances, remaining repayment term and other factors. The calculation assumes an original loan amount of $200,000 with a 15-year term and a rate of 7.00%, refinanced to the same, 15-year term with a fixed rate of 4.91% APR, Splash Financial’s lowest available 15-year fixed rate as of 10/08/2018. The calculation also assumes no pre-payment amounts and on-time payments for the duration of the refinanced term. Not all applicants will qualify for the lowest rate as they are reserved for the most creditworthy applicants.

^1d Lifetime savings of $40,500 is a hypothetical calculation and is not representative of your situation. Your actual savings may vary based on interest rates, balances, remaining repayment term and other factors. The calculation assumes an original loan amount of $200,000 with a 15-year term and a rate of 7.00%, refinanced to the same, 15-year term with a fixed rate of 4.91% APR, Splash Financial’s lowest available 15-year fixed rate as of 10/08/2018. The calculation also assumes no pre-payment amounts and on-time payments for the duration of the refinanced term. Not all applicants will qualify for the lowest rate as they are reserved for the most creditworthy applicants.

^*Satisfied with new loan from Splash Financial: Based on an internal Splash survey of 121 Splash Financial customers from 08/01/2017 to 07/14/2018 who refinanced student loans within 6 months of survey date. 95% of participants are satisfied with their new loan from Splash Financial.