WELCOME TO SPLASH FINANCIAL
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Rates as low as 1.89% variable APR

Checking rates will not affect your credit score1

No refinancing fees or pre-payment penalties

Today's low rates
To help in these unprecedented times, we worked with our lending partners to drop rates to historic lows. Refinance to a new low rate today to lock in savings for the life of your loan.2
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Variable
1.89%
APR
fixed
2.63%
APR
Get top offers from our network of lending partners
Splash makes it fast and easy to save money on your student loans. Simply answer a few questions, get pre-qualified rates from our lending partners, and choose the offer that works best for you.
Get top offers from our network of lending partners
Splash makes it fast and easy to save money on your student loans. Simply answer a few questions, get pre-qualified rates from our lending partners, and choose the offer that works best for you.
Why refinance your student loans through Splash?
Splash partners with banks, credit unions, and other lenders to bring you market-leading rates. In fact, many of the rates you'll find on Splash aren't available anywhere else. This allows us to offer amazing benefits such as:
Low Rates
Variable rates start at 1.89% APR and Fixed rates start at 2.63% APR.
Easy Application Process
Our seamless online experience takes the hassle out of refinancing.
Zero Fees
No application fees, no origination fees, and no pre-payment penalties.
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It’s quick and easy to refinance
Get your rate estimate
See top offers from our entire network of lending partners.
Submit your application
Secure your new rate by submitting your application.
Finalize
your loan
Make your life easier with one lender instead of several.
Save time and money
Enjoy more savings with your new rate and one monthly payment.
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Top rated
Low Rate
Guarantee

Low Rate Guarantee

Find your best rate or we’ll give you $250 (conditions apply).   Learn more

Low Rate Guarantee

Find your best rate or we’ll give you $250 (conditions apply).   Learn more

Find your best rate or we’ll give you
$250 (conditions apply).

Find your best rate or we’ll give you $250 (conditions apply).

Learn More