Welcome to Splash Financial
Our mission is simple: to provide hardworking graduates like you with more financial freedom, so you can move forward and make a splash in the world. Our leading technology lets you find your new, lower interest rate in under 3 minutes. What do you have to lose?GET MY RATE
Rates As Low As:
Not only did refinancing with Splash save me money, but they saved me time. Before Splash, I had 12 loans with the government that were tough to manage. Now I only have 1 loan, and I know who to call to get answers.
TIMMIE S., MD
Why Refinance Your Student Loans?
A lower rate means that you will accrue less interest, saving you thousands1 over the life of the loan.
One Lender, One Payment
Make your life easier with one monthly payment to one lender.
Easy to Apply
Checking your rates has no effect on your credit score2, and takes as little as 3 minutes.
It's Quick & Easy to Refinance!
Get Your Rate Estimate
Calculating your new low rate will not affect your credit score.2
Submit Your Application
Secure your new rate by submitting your application.
Initiate Your Loan
Make your life easier with one lender instead of several.
Save Time & Money
Enjoy more savings with your new rate and one monthly payment.
Why Refinance Your Student Loans With Splash?
Splash Financial loans are funded by banks and credit unions, who we’ve negotiated with on your behalf to ensure market leading rates. This allows Splash Financial to offer amazing benefits such as:
Market Leading Rates
Variable rates start at 3.05% APR and Fixed rates start at 3.87% APR.
95% Customer Satisfaction
95% of Splash Financial borrowers are satisfied with their new rate.*
No SSN Required to Check Rate
We don’t ask for your social security number until you’ve selected your new rate.
Real people means real concierge service to help you every step of the way.
See What Our Customers Have To Say
“Once you provide all of your information, the process continues to go smoothly, and the customer service reps were super helpful with answering any questions along the way. Thank you!
“Splash was very helpful and all their staff had all the answers to my questions. They were friendly and professional and made the entire process very streamlined.
“This was an easy to use application process and I am so happy with the result. I've reduced my stress and feel like I'm finally able to take charge!