Personal Loans

Get the money you need for the things that matter

Shopping and comparing personal loan offers just got easier. Fixed rates range from 4.99-35.97% APR

Check My Rate
  • Quick and easy application
  • Offers from multiple lenders
  • Checking rates will not impact your credit score1

Fast response.

Fast response.

TrustPilot review stars
carlos manzanares

August 05, 2022

Experience was outstanding

Experience was outstanding, The whole process was clear from start to finish, very easy to navigate and best of all, they got me best rate possible for sure, trust me I checked rates around

TrustPilot review stars
nicolas martinez

August 03, 2022

10/10 Experience!

This entire process was so simple! My private student loans have been so difficult to manage through my prior loan-provider because I was unable to consolidate them, and with the variable interest, I never know what I would owe each month. Getting all of my loans consolidated into one, with an awesome fixed interest rate, is such a relief. Not to mention, the entire application process and uploading supporting documents was foolproof!

TrustPilot review stars
chelsea o'leary

July 31, 2022

Excellent

TrustPilot star rating - 5

Today’s personal loan rates

Checking your rate takes just minutes. We can’t wait to help you get the money you need.

Check My Rate

Compare rates and choose the personal loan that works for you

Splash partners with banks, credit unions and other lending partners to bring you competitive rates. Getting a personal loan through Splash allows you to:

  • Compare rates and save time

    Our marketplace lets you see rates from multiple lenders and pick the loan that works best for you.

  • Choose your amount

    Decide which dollar amount you need, apply, and you could get your funds as soon as the next business day.

  • Enjoy a single monthly payment

    Make things easy with one, affordable monthly payment and use your funds however you choose.

Check My Rate

Get a personal loan in 3 easy steps

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Easy process to check rates

Fill out a simple form that only takes a few minutes. We’ll use that information to check multiple offers from our network of lenders.

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Submit your application

After you’ve selected an offer, easily complete your application online.

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Finalize your loan

Make your life easy with one monthly payment and use funds as needed.

Personal Loan FAQ

How do I check my rate for a personal loan?

Applying for a personal loan through Splash Financial is fast and easy. Simply create an account with us using your email address, answer a series of questions about yourself and your loan request, authorize a credit check, and see your rates!

How much can I borrow with a personal loan?

Our lending partners each have their own minimum and maximum loan amounts. In general, the minimum loan amount is $1,000, and the maximum loan amount is $50,000. Some lending partners on the Splash Financial marketplace offer personal loans up to $100,000 for qualified borrowers. Any loan amount offered is based on the information on your application and credit report, your intended usage, and an assessment of your ability to pay.

How long does it take to get a personal loan?

Once you have successfully completed the loan application process, the process to receive your funds typically takes 24-48 hours. However, for some lenders, the process may take up to a week.

Do I have to have a checking or savings account to get a personal loan?

Applicants are required to have a personal checking or savings account on file. We may require you to submit documents to verify your account information. Your banking details, such as routing number and account number are submitted at the time of application.