Your California Privacy Rights

California Civil Code Section 1798.83, also known as the “Shine The Light” law, permits Users who are California residents to request and obtain from us once a year, free of charge, information about the personal information (if any) we disclosed to third-parties for direct marketing purposes in the preceding calendar year. If applicable, this information would include a list of the categories of personal information that was shared and the names and addresses of all third-parties with which we shared information in the immediately preceding calendar year. If you are a California resident and would like to make such a request, please submit your request in writing to:

Online Privacy Coordinator

Splash Financial, Inc.

812 Huron Rd. E. Suite 350

Cleveland, OH 44115

California Consumer Protection Act (“CCPA”)

If you are a California resident, the CCPA provides you certain rights and choices regarding how we collect, share, use, and protect your “personal information” and how you can exercise those rights. The CCPA defines “personal information” as information that identifies, relates to, describes, or is reasonably capable of being associated with, or could reasonably be linked, directly, or indirectly, with a particular consumer or household.

This CCPA Notice does not apply to the personal information we collect, use or disclose about consumers who initiate or complete the process of applying for financial products. Such information is subject to the Gramm-Leach-Bliley Act, or other federal privacy regulations, and is our Financial Privacy Policy which can be accessed here.

To the extent that we collect “personal information” that is subject to the CCPA, that information, our practices, and your rights are described below.

Information: You can request information about our collection and use of your “personal information” over the past 12 months. Once we receive, and verify, that it is coming from you, or someone authorized by you, we will disclose to you or your representative: (1) The categories of “personal information” we collected about you; (2) The categories of sources for the “personal information” we collected about you; (3) Our business or commercial purpose for collecting or selling that “personal information”; (4) The categories of third parties to whom we sold or disclosed the “personal information” for a business or commercial purpose; (5) The business or commercial purpose for which we sold or disclosed; and (6) The specific pieces of “personal information” we collected about you.

Categories of Personal Information:

CATEGORY
COLLECTED
SOLD
SHARED (FOR BUSINESS PURPOSES)
Identifier: such as a real name, alias, postal address, unique personal identifier, Internet Protocol address, email address, account name, social security number, driver’s license number, passport number, or other similar identifier.
Yes
No
Yes
California Customer Records: such as your address and telephone number.
Yes
No
Yes
Protected Classification: such as age, race, sex, religion, national origin, and marital status.
Yes
No
Yes
Biometric Information: such as genetic, physiological, behavioral, and biological characteristics, or identifying information such as fingerprints, faceprints, and voiceprints.
Yes
No
Yes
Internet or other electronic network activity: including, but not limited to, browsing history, search history, and information regarding a consumer’s interaction with an Internet website, application or advertisement.
Yes
No
Yes
Geolocation data: such as the physical location of your device.
Yes
No
Yes

Deletion

You can ask us to delete the personal information that we collected or maintain about you. We are required to verify your identity before we can act on your request. We may have a reason under law why we do not have to comply with your request or why we may comply with it in a more limited way that you anticipated. If so, we will explain that to you in our response.

How to Submit A Request

To exercise rights described above, please submit a verifiable consumer request to us by either calling us at (800) 349-3938 or emailing us at support@SplashFinancial.com. You may only make a verifiable consumer request twice within a 12 (twelve) month period.

Making a verifiable consumer request does not require you to open an account with us. We must be able to verify your identity or authority to make the request and confirm the personal information relates to you. We will only use information provided in a verifiable consumer request to verify the requestor’s identity or authority to make the request.

You may authorize another individual or a business registered with the California Secretary of State, called an authorized agent, to make requests on your behalf. We require that you and the individual complete notarized affidavits to verify the identity of the authorized agent and confirm that you have authorized that person to act on your behalf.

We will try and respond to a verifiable consumer request within 45 days of its receipt. If we require more time, we will inform you of the reason and extension period, not to exceed 90 days, in writing. Any disclosure we provide will only cover the 12-month period preceding the verifiable consumer request’s receipt. We do not charge a fee to process or respond to your verifiable consumer request.

Right of Non-Discrimination: We will not discriminate against you for exercising any of your rights in this Online Privacy Policy and under applicable laws.