In-school student loans
WHEN IT COMES TO STUDENT LOANS, IT’S GOOD TO BE PICKY
Don’t just choose anyone. Choose Earnest. They’ll help you find great low rates on student loans.
Flexible options that fit your needs
Earnest offers a 0.25% rate discount for enrolling in automatic payments.††
Custom term options
Students can choose a 5, 7, 10, 12, or 15 year loan term.§
Earnest has no origination fees, prepayment fees or extra payment fees.
Extended grace periods
Qualified borrowers could get up to 9 months of grace period—three more than the national standard.‡‡
Skip-a-payment available once per year (once repayment period has started).‡
Loan forgiveness options
In the unfortunate event of death or total and permanent disability, Earnest will discharge all private student loans.