Personal Loans

Get the money you need for the things that matter

Shopping and comparing personal loan offers just got easier. Fixed rates range from 4.99-35.97% APR

Check My Rate
  • Quick and easy application
  • Offers from multiple lenders
  • Checking rates will not impact your credit score1

Very pleased

Very pleased, quick and easy

TrustPilot review stars
brett mcallister

June 29, 2022

Best rate that I was able to find

Best rate that I was able to find, and it was very easy to reconsolidate my loans with them.

TrustPilot review stars

June 29, 2022

Great experience

Great experience! Best rates out there!

TrustPilot review stars
sarah kernig

June 28, 2022


TrustPilot star rating - 5

Today’s personal loan rates

Checking your rate takes just minutes. We can’t wait to help you get the money you need.

Check My Rate

Compare rates and choose the personal loan that works for you

Splash partners with banks, credit unions and other lending partners to bring you competitive rates. Getting a personal loan through Splash allows you to:

  • Compare rates and save time

    Our marketplace lets you see rates from multiple lenders and pick the loan that works best for you.

  • Choose your amount

    Decide which dollar amount you need, apply, and you could get your funds as soon as the next business day.

  • Enjoy a single monthly payment

    Make things easy with one, affordable monthly payment and use your funds however you choose.

Check My Rate

Get a personal loan in 3 easy steps

Application form question example with simple answer selection

Easy process to check rates

Fill out a simple form that only takes a few minutes. We’ll use that information to check multiple offers from our network of lenders.

Application submission confirmation message

Submit your application

After you’ve selected an offer, easily complete your application online.

Loan submission complete message

Finalize your loan

Make your life easy with one monthly payment and use funds as needed.

Personal Loan FAQ

How do I check my rate for a personal loan?

Applying for a personal loan through Splash Financial is fast and easy. Simply create an account with us using your email address, answer a series of questions about yourself and your loan request, authorize a credit check and see your rates!

How much can I borrow with a personal loan?

Our lending partners each have their own minimum and maximum loan amounts. In general, the minimum loan amount is $1,000, and the maximum loan amount is $50,000. Some lending partners on the Splash Financial marketplace offer personal loans up to $100,000 for qualified borrowers. Any loan amount offered is based on the information on your application and credit report, your intended usage, and an assessment of your ability to pay.

How long does it take to get a personal loan?

Once you have successfully completed the loan application process, the process to receive your funds typically takes 24-48 hours. However, for some lenders, the process may take up to a week.