Personal Loans

Get the money you need for the things that matter

Shopping and comparing personal loan offers just got easier. Fixed rates range from 6.99-35.97% APR

Check My Rate
  • Quick and easy application
  • Offers from multiple lenders
  • Checking rates will not impact your credit score1

Best rates out there

Just graduated and was looking around at different lenders to refinance. Splash had the best rates by far and actually cut my rate in half! Great customer service as well, very responsive and very helpful

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cole lagasse

December 01, 2022

Easy, quick & best rates

Experience was so easy and seamless. Recommend 10/10. Best rates as well.

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katherine cincotta

November 30, 2022

Quick communication and provided me…

Quick communication and provided me with everything I needed to know. Very easy process for what could have been stressful.

TrustPilot review stars
stan b

November 30, 2022


TrustPilot star rating - 5

Today’s personal loan rates

Checking your rate takes just minutes. We can’t wait to help you get the money you need.

Check My Rate

Compare rates and choose the personal loan that works for you

Splash partners with banks, credit unions and other lending partners to bring you competitive rates. Getting a personal loan through Splash allows you to:

  • Compare rates and save time

    Our marketplace lets you see rates from multiple lenders and pick the loan that works best for you.

  • Choose your amount

    Decide which dollar amount you need, apply, and you could get your funds as soon as the next business day.

  • Enjoy a single monthly payment

    Make things easy with one, affordable monthly payment and use your funds however you choose.

Check My Rate

Get a personal loan in 3 easy steps

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Easy process to check rates

Fill out a simple form that only takes a few minutes. We’ll use that information to check multiple offers from our network of lenders.

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Submit your application

After you’ve selected an offer, easily complete your application online.

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Finalize your loan

Make your life easy with one monthly payment and use funds as needed.

Personal Loan FAQ

How do I check my rate for a personal loan?

Applying for a personal loan through Splash Financial is fast and easy. Simply create an account with us using your email address, answer a series of questions about yourself and your loan request, authorize a credit check and see your rates!

How much can I borrow with a personal loan?

Our lending partners each have their own minimum and maximum loan amounts. In general, the minimum loan amount is $1,000, and the maximum loan amount is $50,000. Some lending partners on the Splash Financial marketplace offer personal loans up to $100,000 for qualified borrowers. Any loan amount offered is based on the information on your application and credit report, your intended usage, and an assessment of your ability to pay.

How long does it take to get a personal loan?

Once you have successfully completed the loan application process, the process to receive your funds typically takes 24-48 hours. However, for some lenders, the process may take up to a week.