Personal Loan for Borrowers with Excellent Credit

Having excellent credit can help you qualify for a lower rate on personal loans

Comparing personal loan offers is easy when you use Splash Financial. Fixed rates range from 6.99-35.97% APR.

Check My Rate
  • Quick and easy application
  • Offers from multiple lenders
  • Checking rates will not impact your credit score1

Best rates out there

Just graduated and was looking around at different lenders to refinance. Splash had the best rates by far and actually cut my rate in half! Great customer service as well, very responsive and very helpful

TrustPilot review stars
cole lagasse

December 01, 2022

Easy, quick & best rates

Experience was so easy and seamless. Recommend 10/10. Best rates as well.

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katherine cincotta

November 30, 2022

Quick communication and provided me…

Quick communication and provided me with everything I needed to know. Very easy process for what could have been stressful.

TrustPilot review stars
stan b

November 30, 2022


TrustPilot star rating - 5

Today’s personal loan rates for borrowers with excellent credit

Checking your rate to see if you pre-qualify is fast, free, and won’t impact your credit1. Let us help you find a personal loan to match your specific needs.

Check My Rate

Compare rates and choose the personal loan for $5000

Splash partners with banks, credit unions and other lending partners to bring you competitive rates. Getting a personal loan for borrowers with excellent credit through Splash allows you to:

  • Compare rates and save time

    Our marketplace lets you see rates from multiple lenders and pick the loan that works best for you.

  • Choose your amount

    Decide which dollar amount you need, apply, and get approved without affecting your credit score.

  • Enjoy a single monthly payment

    Make things easy with one, affordable monthly payment and use your funds however you choose.

Check My Rate
girl with excellent credit applies for personal loans

Get a personal loan for borrowers with excellent credit in 3 easy steps

Application form question example with simple answer selection

1. Easy process to check rates

Fill out a simple form that only takes a few minutes. We’ll use that information to check multiple offers from our network of lenders.

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2. Submit your application

After you’ve selected an offer, easily complete your application online.

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3. Finalize your loan

Make your life easy with one monthly payment and use funds as needed.