Welcome friends of Physician on Fire

Put us to work on those student loans

Check My Rate
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    Variable rates from 4.86-9.99% APR on certain terms

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    Fixed rates from 3.99-9.99% APR on certain terms

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    Checking rates will not impact your credit score1

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    No refinancing fees or pre-payment penalties

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Excellent
TrustPilot star rating - 5
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Welcome to Splash Financial

Get a $500 bonus for refinancing at least $100k through Splash.*

Check My Rate

Check today’s lowest rates

We work with our lending partners to deliver rates that fit your needs. How much could you save?2

With rates from 3.99-9.99% Fixed APR and 4.86-9.99% Variable APR†.

VARIABLE

4.86% ­APR

FIXED

3.99% ­APR
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THROW YOUR OLD LOANS STRAIGHT INTO THE SUN

We help qualified borrowers pay off their old student loans, and refinance on their terms

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Great rates

We did the rate shopping for you, with great rates from our network of top lenders.

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Easy application process

Our automated process guides you every step of the way.

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Zero fees

No application fees, no origination fees and no pre-payment penalties.

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We won't sell your data

Your sensitive information stays between us.

IT'S lITERALLY This Easy

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Check your rate

Answer some questions. If you qualify, you’ll browse refinancing offers across our network of lenders.

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Choose your loan

Select an offer, then apply. We’ll guide you every step of the way.

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Get refinanced

We’ll pay off all your old student loans, then bring you a new one with a single monthly payment. Easy!

Check your rate