Student Loan Refinance for Physicians

Your one-stop shop for comparing student loan refinance offers for professional physicians.

Shop and compare student loan rates from our partner lenders and save money!

As a physician, you deserve a low rate and a low payment while you work.

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  • Quick and easy application
  • Competitive rates
  • No refinancing fees or pre-payment penalties

Very pleased

Very pleased, quick and easy

TrustPilot review stars
brett mcallister

June 29, 2022

Best rate that I was able to find

Best rate that I was able to find, and it was very easy to reconsolidate my loans with them.

TrustPilot review stars
samantha

June 29, 2022

Great experience

Great experience! Best rates out there!

TrustPilot review stars
sarah kernig

June 28, 2022

Excellent

TrustPilot star rating - 5

Check refinancing student loan rates for physicians

Checking your rate to see if you pre-qualify is fast, free, and won’t impact your credit. If you practice medicine in California, its time to refinance to a lower rate today and see how much you could save.2

Fast and easy to compare refinancing rates

Don’t stress. It’s our job to make this less complicated. Splash partners with banks, credit unions and other lending partners to bring you market-leading rates and benefits such as:

  • Compare rates and save time

    Our marketplace lets you see rates from multiple lenders and pick the loan that works best for you

  • Choose your amount

    Decide which dollar amount you need, apply, and get flexible repayment options.

  • Enjoy a single monthly payment

    Make things easy with one, affordable monthly payment and use your funds for tuition or other school related expenses.

Medical School Student Loan Refinancing Rates in California

Physicians can refinance student loans in 3 easy steps

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1. Easy process to check rates

Fill out a simple form that only takes a few minutes. We’ll use that information to check for offers with our lending partners.

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2. Submit your application

After you’ve selected an offer from our network of lending partners, secure your new rate by submitting your application.

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3. Finalize your loan

Make your life easier with one lender instead of several. Enjoy more savings2 with your new rate and one monthly payment.

Physician Student Loan Refinance FAQ

Can you refinance while in medical school?

Many federal loans have special benefits and payment options that are not available for private loans that are made through Splash Financial. Check with your University counselor about options to pay while you are in school that maybe offered by Federally backed loans.

When should I refinance medical student loans?

In school medical student loan refinancing is only available through Splash lending partners to borrowers who are currently in a residency or fellowship program. Since medical student loans are some of the largest any individual can acquire, the savings can be significant, and you may end up paying thousands less if you apply to refinance at the right time.

Will medical student loans be forgiven?

The answer to forgiveness of your medical student loans depends on various factors including but not limited to,if you have private or federal loans and the type of organization that you work for be it private, government or nonprofit. Some federal programs exist that will allow for the forgiveness of medical student debt if the recipient qualifies for the option. Check with your or existing lender on how the Federal program works and to see if you qualify. Federal student loans carry special benefits. If you refinance a federal student loan with Splash Financial, you will no longer be eligible for those benefits such as a COVID-19 temporary interest rate of 0% until 05/01/2022, public service loan forgiveness, and economic hardship programs, fee waivers and rebates on the principal.