FAQ

Terms and Conditions apply. Splash reserves the right to modify or discontinue products and benefits at any time without notice. Rates and terms are also subject to change at any time without notice. Offers are subject to credit approval. To qualify, a borrower must be a U.S. citizen or permanent resident in an eligible state and meet applicable underwriting requirements. Not all borrowers receive the lowest rate. Lowest rates are reserved for the highest qualified borrowers. If approved, your actual rate will be within a range of rates and will depend on a variety of factors, including term of loan, a responsible financial history, income and other factors. Refinancing or consolidating private and federal student loans may not be the right decision for everyone. Federal loans carry special benefits not available for loans made through Splash Financial, for example, public service loan forgiveness and economic hardship programs, fee waivers and rebates on the principal, which may not be accessible to you after you refinance.

The information you provide us is an inquiry to determine whether we can arrange a loan that fits your needs. If we or any of our lending partners has an available loan product for you, you will be invited to submit a loan application to the lender for its review. We do not guarantee approval of your application by us or any other lender. Applications for loans via Splash Financial are submitted on websites maintained by our lending partners, and are subject to the terms and conditions and privacy policies applicable to those websites.

¹ Example savings of thousands over the life of your loan is a hypothetical savings amount that assumes same or shorter loan terms and/or interest rates on your refinance, and may not be representative of your situation. Your actual savings, if any, may vary based on interest rates, balances, remaining repayment terms and other factors.

²To check the rates and terms you qualify for, Splash Financial conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, the lender will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.

Splash Financial, Inc. (NMLS #1630038). NMLS Consumer Access. To view information about Splash Financial's Student Loan refinance lender, click here.