* Terms and conditions apply. Offer is subject to lender approval. Any bonus amount you receive will vary based on your refinancing amount. You will receive $500 for refinancing $100,000 or more. To receive the cash bonus offer, you must: (1) register and/or apply through the referral link you were given; (2) complete a loan application with Splash Financial (3) have and provide a valid US address to receive the cash bonus check; (4) refinance at least $100,000 with one of Splash’s lending partners; (5) meet the lender’s underwriting criteria; and accept the loan offer. Once conditions are met and the loan has been disbursed, you will receive your cash bonus check at the address you provided within 120 calendar days. Bonuses that are not redeemed within 180 calendar days of the date they were made available to the recipient may be subject to forfeit.

Recipient is responsible for any applicable federal, state or local taxes associated with receiving the bonus offer; consult your tax adviser to determine applicable tax consequences. Bonus offer is for new customers only.

1 To check the rates and terms you qualify for, Splash Financial conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, the lender will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.

2 Savings over the life of your loan assumes same or shorter loan terms and/or interest rates on your refinance, and may not be representative of your situation. Actual savings, if any, may vary based on interest rates, balances, remaining repayment of terms and other factors.

3 Terms and conditions apply. Borrowers employed full time as an intern, resident, fellow, or similar postgraduate trainee at the time of loan disbursement are eligible to make $100 monthly payments throughout their training (“Residency Period”). The maximum amount of time they can pay $100 per month is 84 months. Residency and fellowship loans have a fixed interest rate that ranges from 4.01% APR to 7.23% APR or a variable rate that ranges from 2.66% to 7.11%, a loan term of up to 240 months, inclusive of an optional 84-month deferment period during residency or fellowship, and provide the option to either immediately repay the principal and interest or to defer repayment. Variable interest rates may increase after consummation. The APR range shown assumes the APR, monthly payment and total payments that would apply to a loan that is made at the end of the residency period in a single disbursement. For example, a refinance loan with a fixed 4.01% APR on a $180,000 principal balance, a 3-month training period with payments of $100 per month will have a 5-year repayment term after training is complete with payments of $3,343.50 per month. Splash reserves the right to modify or discontinue products and benefits at any time without notice. Rates and terms are also subject to change at any time without notice. Offers are subject to credit approval. To qualify, a borrower must be a U.S. citizen or permanent resident in an eligible state and meet applicable underwriting requirements. Not all borrowers receive the lowest rate. Lowest rates are reserved for the highest qualified borrowers. If approved, your actual rate will be within a range of rates and will depend on a variety of factors, including term of loan, a responsible financial history, income and other factors.

† The rates displayed include a .25% autopay discount.