Credit Pull Authorization
By continuing with the application process and clicking “Check My Rate”, you understand and agree that you are authorizing and providing written instruction to Splash Financial, Inc. ("Splash") and/or Splash lending partners (“Lender”), including their respective third-party service providers, to obtain one or more consumer reports and related information about you from one or more consumer reporting agencies in connection with your pre-qualification for credit request and/or an application for credit. You also authorize Splash to verify information in your application for credit, and you agree that we may contact third parties to verify any such information. You further authorize Splash to use your consumer reports to authenticate your identity, to make credit decisions, and for other related purposes such as servicing or collecting any loan that you may receive through our platform. You allow Splash to use this information for its internal statistical and data analysis.
By clicking “Check My Rate”, you expressly authorize and instruct Splash to obtain consumer reports for one (1) year following your initial application date, periodically throughout the term of any credit product you receive, and thereafter as authorized by law.
If you are not pre-qualified or approved for a loan, or you do not accept a loan offer, you authorize and instruct Splash to continue to obtain credit reports to assess your qualification for other offers and market other products and services to you. You may request to withdraw your consent for us to pull your credit at any time by emailing contact@SplashFinancial.com.
Additional State Notices
Arizona Residents - Marital Community Property Joinder: If you are a married Arizona resident applying as a Cosigner, you agree that the loan you are requesting is being incurred in the interest of your marriage or family and that if your loan is approved, you will promptly notify your spouse and cause your spouse to consent to your and your spouse's marital property being bound by your loan obligations in accordance with Ariz. Rev. Stat. § 25-214 or other applicable law, before the loan is disbursed.
California Residents: A married applicant may apply for a separate account.
Ohio Residents. The Ohio laws against discrimination require that all creditors make credit equally available to all creditworthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law.
Wisconsin Residents. If you are a married Wisconsin resident: (1) Your submission of this loan application confirms that the loan you are requesting is being incurred in the interest of your marriage or family. (2) No provision of any marital property agreement, unilateral statement under § 766.59 of the Wisconsin Statutes or court decree under § 766.70 adversely affects the Lender's interest unless, prior to the time that the loan is approved, the Lender or Loan Processor is furnished with a copy of the marital property agreement, statement, or decree or has actual knowledge of the adverse provision. (3) You agree to cooperate with the Lender and Loan Processor so that your spouse receives written notice of, or a copy of the terms of, any loan that is approved.