Welcome friends of Your Financial Pharmacist

The smarter way to refinance your student loans.

  • Variable rates from 1.74-8.70% APR on certain terms
  • Fixed rates from 1.99-8.63% APR on certain terms
  • Checking rates will not impact your credit score1
  • No refinancing fees or pre-payment penalties
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Friendly, fast and professional service.

TrustPilot review stars
amanda a

May 24, 2022

Amazing and responsive customer…

Amazing and responsive customer service! They truly care and helped me get affordable monthly rates!

TrustPilot review stars
nicole wiles

May 23, 2022

Splash Financial gave me the best rate…

Splash Financial gave me the best rate of all the refinancing companies I looked into

TrustPilot review stars
nathan downey

May 22, 2022


TrustPilot star rating - 5

Welcome to Splash Financial

Get a $500 bonus for refinancing at least $50k through Splash.*

Check My Rate

Check Today's Lowest Rates

To help in these unprecedented times, we worked with our lending partners to drop rates to lows on certain terms. Refinance to a low rate today and see how much you could save.2

Note: Eligibility is determined by your credit history, current loan balances, employment status, and more. Splash does not guarantee that you will receive any loan offers or that your loan application will be approved. Lowest rate available only on certain terms.

Compare rates and choose what works for you

Splash partners with banks, credit unions and other lending partners to bring you market-leading rates and benefits such as:

  • Low Rates

    Student loan refinancing variable rates start at 1.74% APR and fixed rates start at 1.99% APR on certain terms.

  • Easy Application Process

    Our seamless online experience takes the hassle out of refinancing.

  • Zero Fees

    No application fees, no origination fees, and no pre-payment penalties.

It’s quick and easy to refinance