Welcome friends of Make Lemonade!

The smarter way to refinance your student loans.

  • Rates start at 1.88% variable APR
  • Checking rates will not affect your credit score1
  • No refinancing fees or pre-payment penalties
Check My Rate

Welcome to Splash Financial

Our mission is simple: To help people save money on their student loans. That’s why we created our own network of banks, credit unions, and lenders to make sure you get offered the lowest rates.

Check My Rate

Today's low rates

To help in these unprecedented times, we worked with our lending partners to drop rates to lows. Refinance to a low rate today and you could save.2

Why refinance your student loans through Splash?

Splash partners with banks, credit unions and other lending partners to bring you market-leading rates and benefits such as:

  • Low Rates

    Variable rates start at 1.88% APR and Fixed rates start at 2.44% APR.

  • Easy Application Process

    Our seamless online experience takes the hassle out of refinancing.

  • Zero Fees

    No application fees, no origination fees, and no pre-payment penalties.

It’s quick and easy to refinance