NEW MEMBER GROWTH GOALS? WE GOT YOU!

Splash helps credit unions acquire high quality new members and loans - quickly, easily, digitally, and completely turnkey.  We combine an automated digital lending platform with a new member/loan acquisition engine with turnkey credit and data science models.

Dave Ramsey

Our partners

What makes us different?

We break all the norms

OTHER PLATFORMS

Keep exclusive rights to marketing

The member is the credit union’s & the goal is to gain wallet share with additional products

Require both exclusivity and committed annual loan amounts

Request increases or decreases in loan volume without being tied into any committed or exclusive contract

Set up as one program vs unique lenders which can limit their ability to adjust rates frequently or filter by zip code

Raise or lower rates as desired & can filter loans to only your zip code list

Use black box and unexplainable models which may cause regulatory concern when examined

Uses logistic regression and can explain the credit decisions to regulators like the CFPB & has independent reviews

Charge loan premiums to the lender in addition to origination fees to the member

Allows you to pass 100% of the fee to the member to reduce any prepay risk or split it 50/50

View the loan like a loan purchase and leave your internal teams with heavy lifting

Has a lender success team that continuously monitors your portfolio and presents results / adjustments

thumbs down
Keep exclusive rights to marketing
thumbs up
The member is the credit union’s & the goal is to gain wallet share with additional products
thumbs down
Require both exclusivity and committed annual loan amounts
thumbs up
Request increases or decreases in loan volume without being tied into any committed or exclusive contract
thumbs down
Set up as one program vs unique lenders which can limit their ability to adjust rates frequently or filter by zip code
thumbs up
Raise or lower rates as desired & can filter loans to only your zip code list
thumbs down
Use black box and unexplainable models which may cause regulatory concern when examined
thumbs up
Uses logistic regression and can explain the credit decisions to regulators like the CFPB & has independent reviews
thumbs down
Charge loan premiums to the lender in addition to origination fees to the member
thumbs up

Allows you to pass 100% of the fee to the member to reduce any prepay risk or split it 50/50
thumbs down
View the loan like a loan purchase and leave your internal teams with heavy lifting
thumbs up
Has a lender success team that continuously monitors your portfolio and presents results / adjustments
two people behind a palm tree in sun glasses

WELCOME TO SPLASH

Splash partners with you to put you in control of your program. We'll work with you to ensure we help achieve your goals.

Scale up loan volume when you need it or flex volume lower when you don’t. We believe strategic planning is difficult and won’t lock you in a single direction that limits your options.

We don’t believe in exclusivity.

LEADERSHIP TEAM

Steven Muszynski

Steven Muszynski

Founder and CEO

Patrick Leimkuehler

Patrick Leimkuehler

Chief Operating Officer

Tej Brar

Tej Brar

Chief Technology and Product Officer

Dan Chang

Dan Chang

General Counsel & Chief Compliance Officer

Arnold Pravinata

Arnold Pravinata

Chief Data Science & Credit Officer

we make scaling up look easy

NEW, QUALITY MEMBERS

POWERFUL ANALYTICS

TURNKEY IMPLEMENTATIONS

FRICTIONLESS / DIGITAL LENDING TECHNOLOGY

FLEXIBLE GROWTH

CUSO COMMITTED TO CREDIT UNIONS

COMPANY TIMELINE

20

13

CEO and founder, Steve Muszynski, starts the company that would one day become Splash.

Student loan refinancing becomes our purpose – to help graduates access the rates they deserve.

20

16

20

18

First credit union partnership forms with PenFed Credit Union, funding up to $350M annually.

Rate marketplace launches, enabling borrowers to choose a rate from multiple lending partners.

20

19

20

20

End-to-end lending platform goes live and Splash closes $12.3M Series A funding.

Personal Loan product added to Splash offering and $44M Series B funding closes.

20

21

20

22

First personal loan partner launches on our proprietary lending platform. New brand revealed!

We’d love to hear from you!