Refinance Student Loans

Lock in your savings today.

You could save thousands on your student loans.2

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Very pleased

Very pleased, quick and easy

TrustPilot review stars
brett mcallister

June 29, 2022

Best rate that I was able to find

Best rate that I was able to find, and it was very easy to reconsolidate my loans with them.

TrustPilot review stars
samantha

June 29, 2022

Great experience

Great experience! Best rates out there!

TrustPilot review stars
sarah kernig

June 28, 2022

Excellent

TrustPilot star rating - 5
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Welcome to Splash Financial

Our mission is simple: To help people save money on their student loans. That’s why we created our own network of banks, credit unions, and lenders to make sure you get offered the lowest rates.

Learn more about Splash

Check Today’s low rates

To help in these unprecedented times, we worked with our lending partners to drop rates to lows on certain terms. Refinance to a low rate today and see how much you could save.2

Note: Eligibility is determined by your credit history, current loan balances, employment status, and more. Splash does not guarantee that you will receive any loan offers or that your loan application will be approved. Lowest rate available only on certain terms.

Compare rates and choose what works for you

Splash partners with banks, credit unions and other lending partners to bring you market-leading rates and benefits such as:

  • Low Rates

    Student loan refinancing variable rates start at 1.74% APR and fixed rates start at 2.29% APR on certain terms.

  • Easy Application Process

    Our seamless online experience takes the hassle out of refinancing.

  • Zero Fees

    No application fees, no origination fees, and no pre-payment penalties.

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Refinance your student loans in 3 easy steps

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Easy process to check rates

Fill out a simple form that only takes a few minutes. We’ll use that information to check for offers with our lending partners.

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Submit your application

After you’ve selected an offer from our network of lending partners, secure your new rate by submitting your application.

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Finalize your loan

Make your life easier with one lender instead of several. Enjoy more savings2 with your new rate and one monthly payment.