Best rate that I was able to find
Best rate that I was able to find, and it was very easy to reconsolidate my loans with them.
June 29, 2022

Welcome to Splash Financial
Our mission is simple: To help people save money on their student loans. That’s why we created our own network of banks, credit unions, and lenders to make sure you get offered the lowest rates.
Learn more about SplashCheck Today’s low rates
To help in these unprecedented times, we worked with our lending partners to drop rates to lows on certain terms. Refinance to a low rate today and see how much you could save.2
Note: Eligibility is determined by your credit history, current loan balances, employment status, and more. Splash does not guarantee that you will receive any loan offers or that your loan application will be approved. Lowest rate available only on certain terms.
Compare rates and choose what works for you
Splash partners with banks, credit unions and other lending partners to bring you market-leading rates and benefits such as:
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Low Rates
Student loan refinancing variable rates start at 1.74% APR† and fixed rates start at 2.29% APR on certain terms.
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Easy Application Process
Our seamless online experience takes the hassle out of refinancing.
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Zero Fees
No application fees, no origination fees, and no pre-payment penalties.
Refinance your student loans in 3 easy steps

Easy process to check rates
Fill out a simple form that only takes a few minutes. We’ll use that information to check for offers with our lending partners.

Submit your application
After you’ve selected an offer from our network of lending partners, secure your new rate by submitting your application.

Finalize your loan
Make your life easier with one lender instead of several. Enjoy more savings2 with your new rate and one monthly payment.