Welcome to Splash

Kick off this season with a new rate.

Check your rate in 2 minutes. It’s fast, easy, and totally free.1

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Best rates out there

Just graduated and was looking around at different lenders to refinance. Splash had the best rates by far and actually cut my rate in half! Great customer service as well, very responsive and very helpful

TrustPilot review stars
cole lagasse

December 01, 2022

Easy, quick & best rates

Experience was so easy and seamless. Recommend 10/10. Best rates as well.

TrustPilot review stars
katherine cincotta

November 30, 2022

Quick communication and provided me…

Quick communication and provided me with everything I needed to know. Very easy process for what could have been stressful.

TrustPilot review stars
stan b

November 30, 2022

Excellent

TrustPilot star rating - 5
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Welcome to Splash Financial

Our mission is simple: To help people save money on their student loans. That’s why we created our own network of banks, credit unions, and lenders to make sure you get offered the lowest rates.

Learn More About Splash

Check Today’s low rates

To help in these unprecedented times, we worked with our lending partners to drop rates to lows on certain terms. Refinance to a low rate today and see how much you could save.2

Note: Eligibility is determined by your credit history, current loan balances, employment status, and more. Splash does not guarantee that you will receive any loan offers or that your loan application will be approved. Lowest rate available only on certain terms.

Compare rates and choose what works for you

Splash partners with banks, credit unions and other lending partners to bring you market-leading rates and benefits such as:

  • Low Rates

    Student loan refinancing variable rates start at 2.50% APR and fixed rates start at 4.64% APR on certain terms.

  • Easy Application Process

    Our seamless online experience takes the hassle out of refinancing.

  • Zero Fees

    No application fees, no origination fees, and no pre-payment penalties.

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Refinance your student loans in 3 easy steps

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Easy process to check rates

Fill out a simple form that only takes a few minutes. We’ll use that information to check for offers with our lending partners.

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Submit your application

After you’ve selected an offer from our network of lending partners, secure your new rate by submitting your application.

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Finalize your loan

Make your life easier with one lender instead of several. Enjoy more savings with your new rate and one monthly payment.