Terms and Conditions apply. Splash reserves the right to modify or discontinue products and benefits
at any time without notice. Rates and terms are also subject to change at any time without notice.
Offers are subject to credit approval. To qualify, a borrower must be a U.S. citizen or permanent
in an eligible state and meet applicable underwriting requirements. Not all borrowers receive the
lowest rate. Lowest rates are reserved for the highest qualified borrowers. If approved, your actual
will be within a range of rates and will depend on a variety of factors, including term of
loan, a responsible financial history, income and other factors. Refinancing or consolidating
private and federal student loans may not be the right decision for everyone. Federal loans carry
benefits not available for loans made through Splash Financial, for example, public service loan
forgiveness and economic hardship programs, fee waivers and rebates on the principal, which may not
be accessible to you after you refinance.
The information you provide us is an inquiry to determine whether we can arrange a loan that fits
your needs. If we or any of our lending partners has an available loan product for you, you will be
invited to submit a loan application to the lender for its review. We do not guarantee approval of
application by us or any other lender. Applications for loans via Splash Financial are submitted on
websites maintained by our lending partners, and are subject to the terms and conditions and privacy
policies applicable to those websites.
1 Lifetime savings of $29,340 is a hypothetical calculation and is not representative of
your situation. Your actual savings, if any, may vary based on interest rates, balances, remaining
repayment term and other factors. The calculation assumes an original loan amount of $101,151 with a
10-year term and a rate of 6.919%, refinanced to a shorter, 5-year term with a fixed rate of 3.75%
APR, Splash Financial’s lowest available 5-year fixed rate as of 10/08/2018. The calculation also
assumes no pre-payment amounts and on-time payments for the duration of the refinanced term. Not all
applicants will qualify for the lowest rate as they are reserved for the most creditworthy
✝To check the rates and terms you qualify for, Splash Financial either requests a
self-reported credit score or may conduct a soft credit pull that will not affect your credit score.
However, if you choose a product and continue your application, the lender we will request your full
credit report from one or more consumer reporting agencies, which is considered a hard credit pull
and may affect your credit.
To view information about Splash Financial's Student Loan refinance lender,